SageSure Insurance companies are now requiring Policy holders to provide a Lead Abatement Form, in order to have reduced rates.
But there is no document in the regulatory world called a Lead Abatement Form. There are lead-based paint inspections, where lead paint is identified on the home. Also, there are Risk Assessments to identify if the lead paint is a hazard.
If lead-based paint is found, Underwriting is asking that the paint is made lead-safe.
Lead is poison, a potent neurotoxin that’s sickening and deadly effects have been known for nearly 3,000 years. During the 19th century, U.S. paint manufacturers began to use "white lead" as a pigment for house paint because it could be tinted a variety of colors and was thought to be a protective coating. Although Lead poisoning from paint was documented as a serious threat to children in the early 1900s, Lead was used in paint on exterior and interior of homes, woodworking, furniture and even cribs, for decades. To protect against this risk, on April 22, 2008, EPA issued a rule requiring the use of Lead-safe practices and other actions aimed at preventing Lead poisoning. Under the rule, beginning April 22, 2010, contractors performing renovation, repair and painting projects that disturb Lead-based paint in homes, child care facilities, and schools built before 1978 must be certified and must follow specific work practices to prevent Lead contamination.
Common renovation activities like sanding, cutting, demolition and remodeling can create hazardous Lead dust and chips by disturbing Lead-based paint, which can be harmful to adults
and children. Lead dust is heavier than environmental dust, sticky, and may taste sweet to children and pets. Frequent and thorough cleaning of high risk areas like floors, entryways,
and windows is necessary to reduce Lead hazards. Dust also forms when painted surfaces bump or rub together. Leadbased paint found on surfaces that children chew or on surfaces that get a lot of wear-and-tear also can be a serious health hazard.
Lead poisoned children rarely exhibit physical symptoms until Lead levels are dangerously high. Symptoms like headache, excessive sleeping, irritability, abdominal pains, problems with
balance and motor control may be difficult to detect. The only way to know for certain if a child is being exposed to Lead hazards is through a blood lead test. Even low levels of Lead
poisoning can cause hyperactivity, aggressive behavior, learning disabilities, lowered IQ, speech delay and hearing impairment. High levels of Lead can cause severe mental disabilities, convulsions, coma or even death.
Children are the first and worst victims of Lead; because of their
growing bodies, they are most susceptible to systemic and
neurological injury. Lead exposure before or during pregnancy is especially serious, harming the mother's own body, affecting fetal development and frequently leading to miscarriage.
Lead may also pose a risk to your pets, they are attracted to its sweet
taste as well as the exposure they might receive if not handled properly.
If you live in a home older then 1978, having your home tested can help offer peace of mind.
Contamination from the previous owners could still be present in the flooring or the soil.
We can also give you sound advice, techniques, and recommendations on how to keep your home and
family Lead safe.
The Lead Detective Agency can Provide the following services which are explained in depth on the
Link to Services & Contact
-Lead Inspections
-Lead Testing
-Risk Assessment
-Clearance Testing
-Soil Testing
-Air Monitoring
I use cookies to analyze my website traffic and hope to optimize your website experience. By accepting my use of cookies, your data will help me achieve that. Thank you.